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Michigan · 15 licensed apps · Updated October 21, 2026

Michigan Online Casinos: Licensed Apps and Offshore Sites That Paid Us

Michigan licenses online casinos, so Michiganders can play at 15 state-licensed online casinos. Michigan’s Gaming Control Board has also ordered dozens of offshore casinos to stop serving the state, so the only offshore sites on this page are the 7 we’ve payout-tested that it hasn’t named. Below: the licensed apps, how they compare with an offshore site, our offshore picks and payout times, taxes and the nearest casinos.

  • 15licensed online casinos in Michigan
  • 2021year Michigan’s licensed online casinos went live
  • 7offshore casinos we’ve timed that Michigan hasn’t ordered out
  • 4.25%Michigan income tax on winnings for 2026
Quick answer
  • Can Michiganders play casino games online for real money? Yes. Michigan has 15 licensed online casinos, for players 21 and over who are in the state.
  • What about offshore casinos? None is licensed by Michigan, and the Gaming Control Board has ordered dozens of them, including many big names, to stop serving the state. We list only the 7 offshore casinos we’ve timed that it hasn’t named: Wild Casino, CasinoMax, Uptown Aces, Vegas Aces, Slots Ninja, Slots Empire and Roaring 21.
  • Licensed app or offshore site? A licensed app comes with state oversight and Michigan’s self-exclusion list, but doesn’t pay in crypto. Offshore sites pay in crypto, but no Michigan regulator can help if a payout goes wrong.
  • Our first choice offshore: Wild Casino, for Bitcoin payouts of up to $100,000 and a 38-minute payout (start of the clock not recorded). Its dated test (June 2026) took 4 hours 12 minutes, so plan for that.
  • Taxes: Winnings are Michigan income, taxed at a flat 4.25% for 2026, and Michigan lets you deduct gambling losses you itemize on your federal return.

Licensed Michigan Online Casinos

Michigan legalized online casinos, online poker and online sports betting in December 2019, and the first sites went live on January 22, 2021. The Michigan Gaming Control Board licenses them through the three Detroit casinos and the state’s tribes, and 15 operators run online casinos under brands including BetMGM, FanDuel, DraftKings, Caesars Palace Online, Horseshoe, BetRivers, bet365, Fanatics, Golden Nugget, Hard Rock Bet, betPARX, Hollywood Casino, Eagle Casino & Sports, FireKeepers and Four Winds. You must be 21 or over and physically in Michigan to play; the apps check your location.

It’s one of the biggest online casino markets in the US: Michigan’s online casinos took in $3.1 billion in 2025, and $303 million in August 2026 alone. Online poker is licensed too, at BetMGM Poker, WSOP, PokerStars (on FanDuel), BetRivers Poker and DraftKings, and Michigan players share tables with players in other states.

Licensed Michigan App or Offshore Site?

Licensed Michigan online casinoOffshore casino on this page
Who licenses itMichigan Gaming Control BoardRun from abroad; not licensed by Michigan
Who can play21+, and only while you’re in Michigan18+, from anywhere in the state
How you get paidThrough the app’s own banking options, such as a bank transfer, or cash at a partner casinoCrypto to your own wallet
CryptoNot offeredBitcoin and USDT; every payout in our ledger arrived in crypto
Limits and self-exclusionLimits on every site, plus Michigan’s online self-exclusion listEach casino’s own limits; the state list doesn’t reach them
If a payout goes wrongYou can take it to the Michigan Gaming Control BoardNo state help, so pick a casino with a payout record
Our payout testsWe haven’t timed licensed apps9 payouts timed at 7 casinos, the fastest in 38 minutes

Best Offshore Casinos for Michigan Players

We checked every order the Michigan Gaming Control Board announced from January 2024 to October 2026, and these are the casinos we’ve payout-tested that it hasn’t named. Each card shows the fastest payout we’ve timed, the latest one, what the casino’s terms say about Michigan, the welcome offer and the crypto limits.

#1 Our first choice
Wild Casino Last tested June 2026
  • Fastest we’ve timed38 min BitcoinDate not recorded. Start of the clock not recorded
  • Latest test4h 12m Bitcoin, $550June 2026
  • Michigan playersNo state list publishedWild Casino takes US players; its terms refer to a restricted-state list it doesn’t publish. Check the sign-up form.
  • Welcome offer300% up to $3,000 on your first crypto deposit, then 150% up to $1,500 on up to four moreCode: CRYPTO300, then CRYPTO150. Up to $9,000 in all, from $20; bonus winnings capped at 5x, up to $5,000.
  • Crypto limitsBitcoin $20 to $100,000 a payout; one request a day, four a week
#2 Big three-deposit bonus
CasinoMax Last tested August 27, 2026
  • Fastest we’ve timed4h Bitcoin, $750August 27, 2026
  • Casino’s own estimate1 to 2 daysCasinoMax lists Bitcoin payouts at 1 to 2 days.
  • Michigan playersNot restrictedCasinoMax’s terms restrict countries, not US states.
  • Welcome offer335% up to $3,250 on each of your first three deposits with our code, $9,750 in allCode: VIPBONUS (our exclusive; the standard offer is 325%). $35 minimum, slots only; wagering applies (40x in our review; CasinoMax’s terms don’t state it), $10 max bet.
  • Crypto limitsBitcoin $30 to $4,000 a payout on its banking page ($200 minimum in its FAQ); $4,000 a week

18+ at these casinos; Michigan’s own minimum age for its licensed online casinos, sports betting and the Detroit casinos is 21. Offers are for new players and come with each casino’s own terms. VIPBONUS is our exclusive code at CasinoMax. We may earn a commission when you sign up through our links; it never changes a payout time or our Michigan check.

Five More Offshore Casinos We’ve Timed

These have paid us too, and the board hasn’t named them. Their payouts were slower, so read the review before you sign up.

CasinoFastest we’ve timedDateMichigan in its termsReview
Uptown Aces4h in USDT, $850Not recordedNo state list publishedRead our review
Vegas Aces21h in Bitcoin, $1,050Not recordedNot restrictedRead our review
Slots Ninja25h 28m in USDT, $265September 5, 2026Not restrictedRead our review
Slots Empire32h in Bitcoin, $261October 2, 2026Not restrictedRead our review
Roaring 2148h 13m in Bitcoin, $520February 12, 2026Not restrictedRead our review

Which Offshore Casinos Has Michigan Ordered Out?

Since 2024 the Michigan Gaming Control Board has ordered dozens of offshore casinos, sportsbooks and sweepstakes sites to stop serving Michigan, in batches it announces on its website. They include well-known names such as Bovada, BetOnline, MyBookie, Ignition and Slots.lv. An order doesn’t always mean the site stops taking Michigan players, but it can close accounts at short notice, so we leave those casinos off this page. We last checked the board’s announcements on October 21, 2026; it adds names regularly, so check again before you deposit.

We also read each casino’s own terms on October 14, 2026. None of the casinos on this page lists Michigan as a restricted state:

CasinoMichiganWhat its terms say
Wild CasinoNo list publishedRefers to a list of restricted states that it doesn’t publish.
CasinoMaxNot restrictedLists restricted countries only; no US state is excluded.
Uptown AcesNo list publishedLeaves it to you to check that playing is legal where you live, and publishes no list of states.
Vegas AcesNot restrictedLists restricted countries only; no US state is excluded.
Slots NinjaNot restrictedLists restricted countries only; no US state is excluded.
Slots EmpireNot restrictedLists restricted countries only; no US state is excluded.
Roaring 21Not restrictedLists restricted countries only; no US state is excluded.

Yes. Online casinos, online poker, sports betting and fantasy sports are licensed in Michigan, and the state Lottery sells online too, for players 21 and over (18 for the Lottery and fantasy sports). Offshore casinos aren’t licensed by Michigan, and the Gaming Control Board orders them to stop serving the state when it finds them. We found no case of a player being prosecuted for playing at an offshore casino. What you give up is protection: no Michigan regulator checks these sites or can step in if a payout goes wrong, so stick to casinos with a payout record. We’re not lawyers, and this isn’t legal advice.

What Changed in 2026

  • No tax hikeThe governor proposed a higher tax on online casinos and a fee on every sports bet in February 2026, but the Senate stripped both from the budget in May.
  • bet365 arrivedThe Gaming Control Board approved bet365’s online casino and sportsbook in April 2026.
  • More orders to offshore sitesThe board announced orders to 45 offshore operators in April 2026 and sent 33 more letters to offshore casino, sweepstakes and sportsbook sites in October.
  • Kalshi blockedA Michigan court barred Kalshi from offering sports contracts in the state in 2026, and Robinhood and Coinbase agreed to stop offering them.

What About Sweepstakes Casinos, Fantasy Sports and Kalshi?

No Michigan law bans sweepstakes casinos by name, but the Gaming Control Board treats unlicensed sweepstakes sites as illegal gambling and orders them to stop; Chumba Casino, LuckyLand Slots and Global Poker pulled out of Michigan starting in November 2023. Daily fantasy sports are licensed, for players 18 and over. Michigan treats sports prediction markets as unlicensed sports betting: a state court ordered Kalshi to stop offering sports contracts here, and related cases are on appeal in federal court. We don’t list sweepstakes sites, fantasy sites or prediction markets on this page.

Our Payout Ledger: Offshore Casinos Michigan Hasn’t Ordered Out

Each row is one real withdrawal from one of our accounts, at the 7 casinos on this page. The clock starts when we press withdraw and stops when the money reaches our wallet; where a test was timed differently, the row says so. These were timed from US accounts, not specifically from Michigan. Filter by speed or coin, or download the ledger.

  • 1payout in under 1 hour
  • 5more within 24 hours
  • 3took longer than a day
Speed
Coin
Sort
CasinoPayout timeAmountMethodDateProof
Wild Casino38 min Start of the clock not recordedNot recordedBitcoinNot recordedReview
CasinoMax4h$750BitcoinAug 27, 2026Review
Uptown Aces4h$850USDTNot recordedReview
Wild Casino4h 12m$550BitcoinJun 2026Review
Uptown Aces6h 44m$50BitcoinOct 12, 2026Review
Vegas Aces21h$1,050BitcoinNot recordedReview
Slots Ninja25h 28m$265USDTSep 5, 2026Review
Slots Empire32h$261BitcoinOct 2, 2026Review
Roaring 2148h 13m$520BitcoinFeb 12, 2026Review

9 payouts in the ledger.

Every payout here went out in crypto. For best and slowest times at more casinos and a guide to pending withdrawals, see our instant withdrawal casinos page.

How Michigan Players Deposit and Cash Out Offshore

Licensed Michigan apps don’t take crypto. At offshore casinos it’s the reverse: card deposits are often declined and payouts to cards are rare, so crypto is the route that works both ways, and it’s how every payout in our ledger arrived.

MethodDepositCash outWhat to know
BitcoinYesYes, our fastest on this page was 38 minutes, at Wild Casino (start of the clock not recorded)Wild Casino pays up to $100,000 a request. CasinoMax charges no fee on Bitcoin payouts, but takes 25% if you withdraw a deposit you haven’t wagered once.
USDTYes, at some casinosUptown Aces paid us $850 in 4 hoursCheck the network (for example ERC-20 or TRC-20) before you send.
Cash AppBuy Bitcoin in Cash App and send itTo your Cash App Bitcoin addressCash App is the wallet here, not a casino payment method.
CardsLikely declinedRarely offeredUse crypto instead. CasinoMax can pay to its own prepaid Blue Rewards card.
Bank wire or courier checkRarelyDays to weeks, with feesCasinoMax charges $25 for a wire and $50 for a check.

How Long Will Your Withdrawal Take?

Pick Wild Casino or CasinoMax and an amount. The tool combines our payout times with the casino’s published limits, so you can see how many requests a big win needs.

How much do you want to withdraw?
Is it your first withdrawal there?
When will you ask?
  • Fastest we’ve timed38 min
  • Slowest we’ve timed4h 12m
  • Requests needed1 request
  • Casino’s estimateWithin 24h

At Wild Casino, $1,000 by Bitcoin fits in one request (up to $100,000 each). Our Wild Casino payouts took 38 minutes (date not recorded) and 4 hours 12 minutes (June 2026). Wild aims to process crypto within 24 hours.

Uses our own payout tests and each casino’s published crypto limits and processing times, as recorded in our reviews. Limits can differ by VIP level or coin, so check the cashier before a big request.

Where Michiganders Can Play in Person

Michigan has three commercial casinos, all in downtown Detroit and all 21+: MGM Grand Detroit, MotorCity Casino and Hollywood Casino at Greektown. Michigan’s 12 tribes run about two dozen more around the state. Many tribal casinos let you gamble at 18, while FireKeepers, Gun Lake and the Four Winds casinos are 21+, so check before you go. Distances are rough road miles from downtown, so check a live map too.

FromCasinoWhereDistance
DetroitMGM Grand Detroit, MotorCity Casino and Hollywood Casino at GreektownDowntown Detroit (21+)In the city
Grand RapidsGun Lake Casino ResortWayland (21+)About 24 miles, 25 minutes
WarrenMotorCity CasinoDetroit (21+)About 15 miles, 25 minutes
Sterling HeightsMotorCity CasinoDetroit (21+)About 19 miles, 30 minutes
Ann ArborMGM Grand DetroitDetroit (21+)About 42 miles, 45 minutes
LansingFireKeepers Casino HotelBattle Creek (21+)About 46 miles, 50 minutes
FlintMGM Grand DetroitDetroit (21+)About 61 miles, 1 hour 10 minutes
FlintSaganing Eagles Landing CasinoStandish (18+)About 70 miles, 1 hour 30 minutes
KalamazooGun Lake Casino ResortWayland (21+)About 26 miles, 30 minutes
KalamazooFireKeepers Casino HotelBattle Creek (21+)About 29 miles, 30 minutes
Traverse CityTurtle Creek Casino & HotelWilliamsburg (18+)About 11 miles, 15 minutes
SaginawSaganing Eagles Landing CasinoStandish (18+)About 40 miles, 55 minutes
SaginawSoaring Eagle Casino & ResortMount Pleasant (18+)About 48 miles, 1 hour 5 minutes
MarquetteOjibwa Casino MarquetteNear Marquette (18+)About 11 miles, 15 minutes
MuskegonGun Lake Casino ResortWayland (21+)About 64 miles, 1 hour 5 minutes
MuskegonLittle River Casino ResortManistee (18+)About 85 miles, 1 hour 35 minutes

In the Upper Peninsula, Kewadin, Bay Mills, Island Resort, Ojibwa and Northern Waters run tribal casinos from Sault Ste. Marie to Watersmeet, and most are 18+.

Sports Betting in Michigan

Sports betting is legal in Michigan for players 21 and over, licensed by the Michigan Gaming Control Board. Two Detroit casinos took the first legal bets on March 11, 2020, and MotorCity followed a day later. Online betting started on January 22, 2021. Today 13 online sportsbooks are live, including BetMGM, FanDuel, DraftKings, Caesars, bet365, Fanatics, BetRivers and theScore Bet, and Michigan’s online sportsbooks handled $5.4 billion of bets in 2025.

Do Michiganders Pay Tax on Casino Winnings?

  • Winnings are Michigan incomeGambling winnings are taxed as Michigan income, at a flat 4.25% for 2026.
  • Losses you itemize countSince 2021, Michigan lets you deduct the gambling losses you itemize on your federal return, but only down to zero winnings. If you take the standard deduction federally, you get no Michigan deduction. Keep detailed records.
  • Offshore sites don’t withholdOffshore casinos don’t send tax forms or withhold tax, so reporting is up to you.
  • Federal rules for 2026If you itemize, you can deduct only 90% of your losses on your federal return starting with 2026; a House committee voted in September 2026 to undo that, but it isn’t law. The W-2G threshold for slot wins rose to $2,000.

Tax rules depend on your situation, so check with a tax professional. The IRS guide to gambling income and losses has the federal details.

Playing Offshore Safely From Michigan

  • Pick a casino with a payout recordNo Michigan regulator oversees offshore sites, so stick to casinos that have actually paid, like the ones in our ledger.
  • Watch for new ordersThe Gaming Control Board adds names to its orders regularly, and a site that pulls out of a state may close accounts on short notice.
  • Cash out as you goWithdraw winnings regularly rather than leaving a big balance in the account.
  • Verify before you need toSend your ID and proof of address after your first deposit, so an ID check doesn’t hold up a payout later.
  • Use your real detailsSign up with your own name and Michigan address, and don’t use a VPN. Casinos check, and a mismatch can freeze a withdrawal.
  • Crypto to your own walletSend payouts to a wallet you control, double-check the coin and the network, and keep screenshots of every request.

How We Test

We deposit our own money, play through any terms, then time the withdrawal from the moment we press withdraw until the money reaches our wallet. For this page we also read every order the Michigan Gaming Control Board announced from January 2024 to October 2026, read each offshore casino’s terms on October 14, 2026 for any list of restricted states, and checked the welcome offers on the casinos’ own sites. We haven’t timed payouts at the licensed Michigan apps. Our Michigan facts on the law and taxes come from official and news sources, distances are rough driving estimates, and we date the page when we update it. More in our editorial policy.

Neighboring State Guides

Near the border? See our guides for the states next door, or browse all 50:

Michigan Online Casino FAQs

Is online gambling legal in Michigan?

Yes. Online casinos, online poker and sports betting are licensed by the Michigan Gaming Control Board for players 21 and over who are in the state. Offshore casinos aren’t licensed by Michigan; we found no case of a player being prosecuted for playing at one, but no state regulator can help with problems on them. This isn’t legal advice.

Which online casinos are licensed in Michigan?

15 operators, under brands including BetMGM, FanDuel, DraftKings, Caesars Palace Online, Horseshoe, BetRivers, bet365, Fanatics, Golden Nugget, Hard Rock Bet, betPARX, Hollywood Casino, Eagle Casino & Sports, FireKeepers and Four Winds. Each runs under a Detroit casino or a Michigan tribe.

Which offshore casinos can I use in Michigan?

We list only offshore casinos we’ve payout-tested that the Michigan Gaming Control Board hasn’t ordered to stop serving the state, as of October 21, 2026: Wild Casino, CasinoMax, Uptown Aces, Vegas Aces, Slots Ninja, Slots Empire and Roaring 21. None of their terms lists Michigan as a restricted state.

Why aren’t Bovada, BetOnline or Ignition on this page?

The Michigan Gaming Control Board has ordered them, and dozens of other offshore sites, to stop serving Michigan, and Bovada’s own terms now list Michigan as restricted. We leave casinos with a Michigan order off this page.

What is the best offshore casino for Michigan players?

Wild Casino is our first choice, for Bitcoin payouts of up to $100,000 a request. It has paid us in 38 minutes (start of the clock not recorded), and its dated June 2026 test took 4 hours 12 minutes. CasinoMax paid us $750 in Bitcoin in 4 hours on August 27, 2026.

Should I use a licensed app or an offshore casino?

A licensed app gives you state oversight and Michigan’s self-exclusion list, and pays through its own banking options, but not in crypto. Offshore casinos pay in crypto, but there’s no state help if a payout goes wrong, and the state may order a site out at any time.

Can I use crypto at Michigan online casinos?

Not at the licensed apps. Offshore casinos take crypto, and every payout in our ledger arrived in crypto.

Is online poker legal in Michigan?

Yes. BetMGM Poker, WSOP, PokerStars (on FanDuel), BetRivers Poker and DraftKings are live, and Michigan players share tables with players in other states.

Do I pay tax on casino winnings in Michigan?

Yes. Winnings are Michigan income, taxed at a flat 4.25% for 2026, and you can deduct the gambling losses you itemize federally, down to zero winnings. On your federal return, if you itemize, you can deduct only 90% of your losses starting with 2026.

What is the closest casino to Grand Rapids?

Gun Lake Casino Resort in Wayland, about 24 miles away, or about 25 minutes’ drive. It’s 21+.

Gamble Responsibly in Michigan

Set a budget before you play, and treat an offshore balance as money you can afford to lose. Michigan’s problem gambling helpline is 1-800-GAMBLER (1-800-426-2537), open 24/7; you can also text 800GAM, and the old line, 1-800-270-7117, still works. Michigan’s Responsible Gaming Database lets you shut yourself out of every licensed online casino and sportsbook for 1 or 5 years, and the Disassociated Persons List bans you from the three Detroit casinos for life. Neither reaches offshore sites, so use each casino’s own limits and self-exclusion too. The national 1-800-MY-RESET line is also open 24/7. Our responsible gambling guide has more.

Page Updates

  • October 21, 2026: Page rebuilt: the 15 licensed Michigan apps and how they compare with offshore sites, every Michigan Gaming Control Board order since 2024 checked, only offshore casinos with no Michigan order listed (9 timed payouts at 7 casinos), sports betting, nearest casinos to 12 cities, and taxes.