Credit card and debit card casinos are convenient because they offer secure and instant deposits at online casinos. Security is good and players can “borrow” extra money on their credit cards when necessary.
Is it easy to use a Visa and Mastercard credit and debit cards to gamble online? Yes. Enter your credit card number, the expiry date, and the security code. This guide tells you how to use a credit card at online casinos.
Best Online Casinos That Payout with Debit/Credit Cards
Red Dog Casino
With a friendly dog as its mascot Red Dog Casino is our number 1 choice for debit and credit card withdrawals. Credit payments include Visa and MasterCard.
Red Dog Casino doesn’t charge any withdrawal fees if you use Visa as a payment option. The online casino allows you to withdraw your money with a credit card within 3 to 4 days.
Once you’re ready to withdraw your money. The withdrawal limit for debit/credit cards ranges from $150 to $2,500.
Shazam Casino is unique in several ways. Aside from its captivating website, the casino settles credit and debit card payout payments quickly. You can deposit up to $1,000 with Visa, MasterCard, or Amex.
Shazam also allows you to play casino games using different banking options. You can make fast and easy withdrawals of up to $2,000 to your casino account.
VIP members who use credit or debit cards can withdraw more. Don’t forget to complete the player identity process at Shazam Casino. This speeds up the casino’s debit/credit card cashout period.
We like El Royal Casino because it weeds out fraudulent activity. It’s easy for the casino to clear Visa and MasterCard deposits and withdrawals quickly.
The minimum and maximum for Visa deposits are $30 and $1,000. Plus, the top credit debit card casino doesn’t charge fees. El Royale Casino settles debit and credit withdrawals up to $2,500 within 4 days.
Lucky Tiger is a legal casino that accepts debit and credit card withdrawals. Once you make a real cash deposit with Visa or MasterCard. You now have access to the best RealTime Gaming slots!
Furthermore, Lucky Tiger welcomes you with a generous bonus! The bonus is worth 350% up to $3,500 + Free Spins and 100% Cashback!
What’s the best part about Lucky Tiger Casino? It accepts debit and credit cards enabling you to withdraw your credit/debit card bonus wins almost instantly.
It’s also a mobile-friendly casino and clears debit card withdrawals of up to $2,000 from anywhere on your mobile.
The Pros of Using Credit Cards at Online Casinos To Withdraw
Pros
It is quick and easy to use at licensed online casinos.
Most players prefer credit cards because they offer a variety of options.
Visa and MasterCard issue credit cards that are highly secure.
They are available 24/7.
Online casinos automatically store your card details.
Cons
Many sites don't accept it as a withdrawal method. You'll have to use Bitcoin, check, or bank wire instead.
Cryptos and Bank Wire transfers are more suitable for high rollers because they have higher cashout limits.
Fees for both deposits and withdrawals can be as high as 9.75%.
Using a credit card for online gambling can lead to overspending. Therefore, it's crucial to play responsibly.
Different Credit Cards Online Casinos Use
Now that you know that Visa and MasterCard are the most popular credit cards the world over. The good news is that there are other types of credit cards online casinos accept.
However, the choice varies from the country your bank is in. The main difference between the various credit card types is their limits, withdrawal speed, and fees.
Credit Card Type
Country
Visa
Banks across the globe accept it and the biggest debit card option
MasterCard
Global acceptance thanks to Maestro
Discover Card
Mainly available to residents from the United States
Interac
Popular with Canadians
Girocard/EC Card
Germans use it with ties to Visa and MasterCard
Union Pay
Chinese debit card provider
RuPay
Services the Indian and Eastern markets
Debit Credit Card Casino Guide
Security Debit/Credit Cards
The credit/debit card withdrawal casinos are the best.
They use 128-bit SSL encryption technology to protect your personal and banking details.
Many players prefer credit or debit cards. That’s because they don’t like the price swings of cryptocurrencies like Bitcoin.
If you’re not happy with the casino, you can always reverse your deposit.
Unfortunately, you can’t request a chargeback with Bitcoin.
Debit/Credit Card Casino Withdrawals
It’s easy to withdraw your casino winnings. Open the casino’s banking section and click on withdrawals.
If you use Visa, click on Visa/MasterCard. The online casino will ask you to verify your banking details.
Before the casino okays your credit card withdrawal. The min cashout must be at least $150.
The withdrawal limit can be as high as $100,000. Plus, fees can be in the region of 2% to 3%.
Your card details must match that on your casino account.
Otherwise, the online gambling site won’t permit your withdrawal.
Once you verified the details. The casino will pay your wins to your debit card within 3 to 4 business days.
Prepaid Debit Cards?
Prepaid cards are the same as Gift Cards. To use a Prepaid card at an online casino, you’ll have to top it up with cash.
You can reload it with money as many times as you want.
Prepaid cards help you stick to your budget by allowing you to play within your bankroll.
Moreover, a separate bank statement records all prepaid card transactions.
Bonus Restrictions
Some casinos might exclude deposits made with certain credit or debit cards from claiming bonuses.
Make sure to read the terms and conditions associated with bonuses.
Declined Transactions
Due to strict regulations, especially in countries with stringent gambling laws, banks might decline transactions made at online casinos.
Have a backup payment method or use an e-wallet to fund your casino account.
Responsible Gambling
Because depositing with credit cards is convenient, it can result in overspending.
Establish a budget and adhere to it. Many casinos provide deposit limits and time-outs to help control your spending.
Disputes and Chargebacks
If you encounter issues with deposits or withdrawals, contact the casino’s customer support first.
While you might have the option to initiate a chargeback through your bank, this can result in being banned from the casino.
Credit Alternatives at Online Casinos
Credit cards have a few drawbacks and there are better options to deposit money at online casinos.
Debit Card
A debit card is more economical since it avoids cash advance fees. Additionally, it offers the same benefits as a credit card without the risk of overspending.
Cryptocurrencies
Cryptocurrencies like Bitcoin or XRP have lower and higher limits for both deposits and withdrawals. They don’t charge fees, and they often come with more benefits.
More importantly, online casinos also cash out crypto payments on the same day or within 24 hours. Credit card withdrawals usually clear within 3-5 days.
How to Deposit with a Credit Card
1. Log in
Go to the cashier and select “credit/debit credit card”.
2. Deposit Money
Depending on the credit casino, the minimum deposit ranges from $10 to $25, or you can deposit more.
3. Input Your Details, Confirm
The casino requires your credit card number, expiration date, and security code. Authorize your deposit, and the cash will appear in your account right away.
Note: Once you enter your card details, you won’t need to do it again as the casino automatically saves them for future use.
How to Withdraw Your Money with a Debit/Credit Card
Step 01
Go to the Casino's Banking Section
Once you’re ready to withdraw your money. Go to the casino’s Cashier.
Step 02
Choose Your Preferred Banking Method
Click on credit/debit card.
Step 03
Pick the Credit Card Option On the List
You’ll see a variety of credit card options the casino offers you, pick the banking option you use.
Step 04
Choose the Amount You Want to Withdraw
Input the amount of money you want to withdraw. Click on ‘withdraw’.
Step 05
Wait for the Money to Arrive
It usually takes up to 48 hours before the online casino pays credit card payments. Make sure you use the same card you deposited money with.
If you don’t the online casino might see it as money laundering.
How to Verify an Online Casino Account When Using a Credit Card:
1. Sign Up & Initial Steps:
After registering at the online casino, you’ll typically receive an email with a verification link. Click on this to confirm your email address.
2. Request for Documentation:
Once you’re set up and have made a deposit using your credit card, most casinos will require you to verify your account before processing significant withdrawals.
The casino will request certain documents to confirm your identity, age, and payment method.
3. Documents Typically Required:
Proof of Identity: A scanned copy or a clear photo of a government-issued ID like a passport, driver’s license, or national ID card to confirm your name and age.
Proof of Address: A recent utility bill, bank statement, or official government correspondence showing your full name and address.
Credit Card Verification: Provide a copy of the front and back of the credit card used. For security reasons, cover the middle eight digits of the card number on the front and the CVV (3-digit code) on the back.
4. Submitting Documents:
Use the casino’s secure upload feature, typically available in the account section under “Verification” or “Documents.” If unavailable, the casino’s customer service will provide guidance.
5. Confirmation & Waiting Time:
After you’ve uploaded the necessary documents, the casino’s security team will review them. This process can take anywhere from 24 hours to a few days, depending on the casino.
Once verified, you’ll receive a confirmation, and any pending withdrawals will be processed.
FAQs
Which credit cards do online casinos accept?
The top online casinos accept Visa, MasterCard, American Express, and Discover.
Can I withdraw my money with a credit card at online casinos?
Yes, you can, but only a few online casinos that welcome Americans accept it as a withdrawal option.
What are the benefits of using a credit card?
Using a credit card offers instant deposits, a high level of security, and it’s easy to use.
Is it legal to use a credit card at an online casino?
Yes, most online casinos welcome credit cards as a deposit option, but not as a withdrawal method.
What happens if I use my credit card for gambling?
Most sportsbooks, casinos, and poker rooms accept credit cards but may charge fees. Before using a credit card for real-money casino games, check the provider’s policy.
Otto Bergstrom is a veteran in the world of casinos and gambling with 20 years of extensive experience. Writing for Casino Whizz, he shares his deep understanding of game strategies and the latest casino trends.