How to Win Playing Pirate 21 Blackjack

30 December 2022 < 1 minute to read
Spread the word

Pirate 21 is probably one of the most underrated blackjack variants. Most players usually go for classic blackjack since it’s the more popular version.

However, they don’t realize they’re dipping out on a casino game that’s fun to play. Pirate 21 is a multi-hand blackjack variant that allows you to play up to 3 hands.

Since it’s essentially blackjack, your goal is to beat the dealer by getting 21. Further, the game contains 48 cards with no 10s. With that in mind dear hearties. This guide tells you how to win money playing Pirate 21 Blackjack.

pirate 21 blackjack

Play here

Play Now

US flagPlayers from United Statesaccepted

Pirate 21 Blackjack Index

    Pirate 21 Rules

    poker icon

    As we said previously the goal of Pirate 21 is to get 21 or close as possible to it. You can play up to 3 hands against the dealer. Bets range from $1 up to $500 per hand.

    The game has an impressive RTP or average payout percentage of 99.24%. That also tells us that Pirate 21 is a low-variance game. When you play online you’ll play with 6 Spanish decks of cards.

    US players can play Pirate 21 at live casinos in real-time against the dealers. If you win, Pirate 21 pays 3 to 2 your stake. An Ace counts as 1 or 11.

    If you and the dealer have the same card totals, it’s a ‘Push’ and nobody wins. Pirate 21 contains no 10s, and it has plenty of extra rules that favor the player.

    The player may double on any number of cards. They can resplit their Aces, and double down on them. Pirate 21 pays out differently for a set of 21s.

    A mixed suite of 6, 7, 8, or 7, 7, 7 pays out 3:2. For a suited 7, 7, 7 the dealer’s 7 face-up pays 5,000x for bets of $25 plus.

    casino table games icons

    Match the Dealer’s Side Bet

    Once you place a maximum wager of $25 in the Match Side Bet marker, you’ll initiate the side bet. If one of your first two cards matches the dealer’s upcard, you’ll win the hand.

    Now, when both of your two cards match the dealer’s upcard, you’ll only get the highest payout. A suited match pays 9:1 whilst a suited match pays 4:1.


    money icon

    Pirate 21 Paytable

    If you hit a 21 with an Ace and a Jack the payout is 3 to 2. A 5-card total that totals 21 pays 3 to 2. Thereafter, the more cards you have which totals 21 the payout is 2 to 1 or 1 to 1.

    A 6, 7, 8, or 7, 7, 7 of the same suit pays 2 to 1. If they appear in a mixed suit the payout will be 3 to 2.

    Best Online Casinos to Play Pirate 21

    Our recommended legit online casinos in the United States offer Pirate 21. As you play you earn comps which you can exchange for real money. Moreover, they’re fast payout casinos that pay your winnings within 1 hour.

    Play Pirate 21 Here


    Welcome bonus

    300% Bonus To $2000 + 20 Freespins Promo code: MYBCWHIZZ

    Whizz hot?

    • Welcomes players from the US and Canada
    • Fast cash outs
    • VIP rewards program
    • Comps and cash back on losses
    • Nice blend of Betsoft, and Nuclues Gaming games
    Play Now

    US flagPlayers from United Statesaccepted


    Welcome bonus

    250% Welcome Bonus To $5000 Promo code: WHIZZ250

    Whizz hot?

    • Sublime bonus package of up to $5,000
    • Bonus wagering is fair
    • Withdrawals are cleared fast
    • Live Casino
    Play Now

    US flagPlayers from United Statesaccepted



    96% RatedRead review

    Welcome bonus

    150% Bonus $750 + 50% Cash Back Promo code: NEWCASINO150

    Whizz hot?

    • Casino with Sports Betting and Horse Racing
    • Live Dealer Casino
    • Accepts Bitcoin and other cryptos
    • High withdrawal limit for cryptocurrency players
    Play Now

    US flagPlayers from United Statesaccepted

    How to Win Money Playing Pirate 21 Tips

    It’s important to pick the right online casino to play Pirate 21. The gambling site we picked for the occasion is MYB Casino. It’s one of our favorite sites with a good reputation.

    They welcome players from the US and they pay you fast up to $5,000 in minutes through Bitcoin. Not only that, they welcome you with a generous bonus of 300% up to $2,000 plus 20 FS. 

    We had a few ‘warm-up’ rounds of $1 bets to get a ‘feel’ for the game. As luck would have it we won a few hands in a row. This gave us a bit more confidence to up our bets.

    We played for $5 and then increased our bets to $25. Our biggest wins came via the Match Side Bet, though it’s risky.

    If you can afford it try the Match Side Bet option a few times. Next, we really upped the ante. We played three hands at a time for stakes of $25. Our best streak was blackjack, 21 and 18.

    If we can give you a pro tip. Always stand on anything that’s 16 and above. If you do hit, your odds of busting are good. Finally, we went all in for $100 bets and we used the Match Side Bet option too.

    Remember we played for three hands at a time. Our strike rate was pretty good too. If memory serves us correctly we won 2 out of every 3 hands.

    How to Play Pirate 21 at Online Casinos

    We explain to you in 5 simple steps how to play Pirate 21 online. Pick any of our recommended gambling sites and sign up. Make sure the site suits your style of play.

    We’ll use Wild Casino as an example since it has more than 500 games playable on mobile devices. Furthermore, it’s a great site that clears withdrawals of up to $100,000, fast!

    Playing Pirate 21 Online

    Step 01

    visit website icon
    Visit the Gambling Website

    Sign up through the Casinowhizz link at our online casinos list above. Click on “Sign Up”, and add your personal details.


    Step 02

    Confirm Your Email Address

    Once you completed the registration process, they’ll send you a confirmation link to your Inbox. Click on it set up your account.

    Step 03

    deposit money icon
    Deposit Money

    Login at Wild casino with your new username and password. Go to the site’s Cashier and choose a banking option. Make sure you can withdraw your money with it as well. We recommend Bitcoin since it’s the best option for American gamblers. Click deposit and the deposit amount.

    Step 04

    bonus icon
    Play Pirate 21 with a Bonus

    Once you’re at the casino’s virtual lobby, search for Pirate 21. You can play with a bonus but check the game contribution first. Table games usually contribute 5% or 10% towards the wagering requirement of the bonus. Input the code for the bonus, deposit the minimum, and play.

    Step 05

    withdraw icon
    Cashing Out Your Money

    Complete the WR of the bonus before you request a withdrawal. Go to the Cashier, click on Bitcoin, withdraw, and the amount you want to withdraw.

    Verdict: How to Win Money Playing Pirate 21

    verdict iconPirate 21 is a fantastic multi-hand blackjack variant since it allows you to play at your own pace. It’s a low-variance game which means plenty of payouts.

    It offers a Match Side Bet option for those extra wins. If you use it don’t go overboard. Pirate 21 also gives you the option to play 3 hands at a time.

    Play the game with free credits to see how you do and write down your experience. To ensure longevity, play for bets 5% of your total bankroll.

    Word of advice, stand on 16, 17, and even on 15 for the most part. You can mix it up now and again by hitting. The times we did hit on 16 we went bust.

    FAQs Pirate 21

    Do online casinos rig Pirate 21?

    No, they don’t, at least the online casinos Casinowhizz promotes. A random number generator determines the payout of each hand. Each gambling site has a license which means they’re legit and their games are fair.




    Where can I play Pirate 21?

    You can play Pirate 21 for real money at any of the online casinos we recommend. They pay fast, they have robust game libraries, and they offer bonuses on deposit.

    How long does it take before online casinos pay Pirate 21 winnings?

    That depends on which site you play at. The top casinos online in the USA pay fast within minutes through cryptocurrencies like Bitcoin.

    Do live dealer casinos offer Pirate 21?

    Some live casinos do. They’ll even offer you a bonus o play Pirate 21 for real money.

    What's the best tip/s to play the game?

    When it comes to playing casino games for real money always play it safe. Stand on 17, and if the dealer deals you 15, or 16, stand. You can hit now and again. Moreover, split your pairs especially it’s two 8s. Keep your bets to the minimum, and time your sessions. But, more importantly, play the game with free credits before you risk your money. If you win money, withdraw it.

    Related news

    5 Loosest NetEnt Online Slots

    loose netent slots

    5 loosest NetEnt online slots are a hot top these days. Moreover, players from Europe are forever searching for the best slots to play at online casinos. In fact, they’re ...

    October 6, 2022

    How to Play High Roller Slot Machines

    high variance slots

    Online slot machines attract many players that like to play the best slots for high stakes. Most people love playing them because they have arresting themes, generous bonuses an...

    December 1, 2022

    How to Play Texas Hold’em Poker

    yexas holdem

    Texas Hold’em poker is the most popular poker version. We’ll even go as far and say it surpassed seven-card stud as a game of choice. The rise in Texas Hold’em...

    December 1, 2022

    Take the Bank Slots Strategy How to Win

    take to the bank slot

    We played our fair share of online slots for real money over the years. Yet, few slots are as evergreen as Betsoft’s Take the Bank. Are you ready for the heist of a lifeti...

    January 3, 2023